Available Loan Products

FHA - 3.5% down

VA - 0% down

Conventional to $417,000. 5% down Primary. 10% down Vacation. 20% down Investment.

Agency Jumbo to $729,750 depending on county.

Super Jumbo- 80% to $2,000,000. 75% to $3,000,000. 70% to $5,000,000.

Fannie Mae HomePath®- As little as 3% down for Owner Occupied with NO MI! 10% down Investment Property with NO MI!

USDA- No down payment. No MI. No reserves. LTV up to 102%. Must be in approved Rural area.

Reverse mortgages - Can be used for Purchase and Refinance. Age 62 and over.

◦ No income, no asset, and no credit score requirement. Removes the burden of a monthly mortgage payment!

FHA 203(k)- Rehabilitation program - Great for REOs when the bank doesn’t want to pay for repairs!

◦ Renovate, repair, and improve existing structure.

◦ Rehabilitate foreclosed properties that have been neglected or damaged by previous owners.

Apartment building / Multi-unit financing - Stated Income available. Purchase, Refinance or Cash-out!